Nationwide Life and AD&D Insurance
Life and Accidental Death and Dismemberment (AD&D) coverage helps pay lump sums in the event of death or a serious accident that is fatal, or causes permanent injury/disability, or dismemberment. Insurance Plan Administrators provides Life and AD&D insurance for groups and/or individuals.
What Does a Life and AD&D Plan Cover?
Your plan may include coverage for individuals and dependents and usually applies in the event of an injury, paralysis or death resulting from a covered accident or illness.
Insurance Plan Administrators Life and AD&D plans can be customized with a range of options that include:
- Loss of life
- Loss of speech
- Hearing loss
- Loss of a limb (arm or leg)
- Loss of thumb or index finger on either hand
- Loss of movement (Quadriplegia or Paraplegia)
Tailored Coverage for Grand Rapids and Nationwide Businesses Individuals
If you or your employee suffers an accidental injury or death that is covered by a Life and AD&D policy, Insurance Plan Administrators will assist the employee’s beneficiary in obtaining payment that is based on the coverage amount. With access to a wide range of carriers, Insurance Plan Administrators designs plans and offers services that are customized according to the insurance needs of you or your business.
Facts from Insurance Experts
According to a recent study by the Centers for Disease Control and prevention, loss of life from unintentional injuries is the 5th leading cause of death for Americans behind heart disease, cancer, respiratory conditions and strokes. Ensure you are protected with customized coverage.
No one ever wants to think about the horrific scenario of an employee or individual losing their life or being dismembered. It is hard to even imagine the difficulty of knowing that if things had been different, then the person would be fine and there would not be a family devastated by loss and grief. However, the only thing you can do for them is to make sure that they are taken care of and are not under financial duress.
Consult with a Insurance Plan Administrators expert to decide which insurance options are best suited to your needs.